Ontario telemedicine · No OHIP required

See a doctor without OHIP in Ontario

No OHIP coverage doesn't have to mean no doctor. Doctor Fran connects you with licensed Ontario physicians by phone — pay directly with a credit or debit card, no health card needed.

Download the app

Available on iOS & Android · Ontario, Canada only

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Medically reviewed by Dr. Francis Ojukwu, MBBS
Family Physician, registered with the CPSO · Ontario · June 2026

Who this is for

More than a million people in Ontario have no OHIP coverage

You might be an international student, a visitor staying with family, a work permit holder, a newcomer waiting for your OHIP card, or someone whose health card has expired. Whatever the reason, if you're in Ontario and don't have OHIP, walk-in clinics and family practices can be hard to access — and emergency rooms are expensive and meant for emergencies.

Doctor Fran is an uninsured-friendly alternative: a telemedicine app where you book a consultation, pay by card, and a physician licensed in Ontario calls you — typically the same day.

How it works

From download to doctor in three steps

Step 01

Create your account

Register in minutes and set up your secure health profile. No health card number required.

Step 02

Describe your needs & pay

Tell us what you need — a consultation, sick note, or referral — and pay by card.

Step 03

Hear from your doctor

A licensed Ontario physician calls you to complete your appointment — typically the same day.

FAQ

Seeing a doctor without OHIP — common questions

Yes. OHIP is how the province pays for insured residents' care — it is not a requirement to receive care. Patients without OHIP can pay for medical services directly, which is exactly how Doctor Fran works.
Every appointment is a flat $82 CAD — sick notes, referrals, and general consultations all cost the same, with documents included and no membership or subscription fees. The only exception is insurance and disability forms, which are priced separately in the app. Pay by credit, debit, Apple Pay, or Google Pay.
Yes. Doctor Fran currently serves patients located in Ontario, Canada only.

Related services

Sources & references: Ontario Ministry of Health — Apply for OHIP and get a health card; College of Physicians and Surgeons of Ontario (CPSO) — public register. This article is for general information only and is not medical or legal advice.

No OHIP? You can still see a doctor today.

Download Doctor Fran and book a consultation with a licensed Ontario physician in minutes.

Download the app

Available on iOS & Android · Ontario, Canada only